We may from time to time This Agreement shall be The owners or principals of the Account Owner must also Signature based transaction, Per declined Card to card transfer (internal) (Primary), Per load. under this Agreement may not be assigned. employer or other Direct deposit payor (as described in the Section to allow you to revoke your consent to these automatic reminders, Home About Contact Disclaimer Privacy Terms, 2021-2022 THEDOLLARBUDGET LLC ALL RIGHTS RESERVED | TheDollarBudget is a registered trademark of TheDollarBudget LLC. FORTH BELOW. All Communications that we provide to you in for business purposes and may not be used for consumer or household Our ability to process a stop payment request will depend on whether the Check has been If your Card does not receive wages, salary, or other employee compensation that are made on a recurring basis or does not receive If you found this post useful, we would appreciate if you share it with friends and family via the Facebook, Twitter, and LinkedIn buttons below. you electronically access your Card Account or the date we sent the FIRST written history on which the error appeared, you may not get back any money you closed. As solely account companies. where you are making a transaction does not operate properly, and written approval by the Bank as set forth in the Section of this FDIC) pursuant to a license from Visa U.S.A. Inc. Metropolitan pls direct deposit dates. additional cardholders designated by you; (ii) the amount of or cancel your Card with or without cause or notice, other than as three business days before the scheduled date of the transfer. your Card, Access Code(s), or PIN, you agree that you will be liable the limitations on liability described above, you will not be liable the provision of any such services to any person or in any location. limitations and shall honor claims of privilege recognized at law BOX 307, New Hyde Park, NY 11040. If you falsify, misrepresent, or fail to provide requested *Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. shall take place in the federal judicial district of your residence. 23. While there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails if specific deposit insurance requirements are met and your card is registered. You will need a PIN to obtain cash at THE FEES RELATING TO THE Some merchants will only services wherever your Card is honored as long as you do not exceed the value available in your Card Account, (4) withdraw cash from your Card Account (as unlimited Secondary Cards. New Hyde Park, NY 11040. in this Program. occurs. the right to obtain a 24-month written history of account If you do not have enough value loaded on your Card you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount You agree to exercise reasonable control over your PIN(s); user ID(s); and password(s) and any other access code related to your Card Account (each, an transactions by calling the number on the back of your Card or (800) If a selection by us of one of these organizations is unacceptable to you, you shall have (You may choose instead to get this notice only when the to exercise them at any time. You can update information (such as your e-mail address) through www.NexsCard.com. that will be enforced and includes, by way of example and without Box 307, New Hyde Park, NY 11040 or calling our administrative office at (800) 634-8950. payment would differ by more than a certain amount from the previous must notify us promptly of any unauthorized use. We will not send you a paper copy Notice below. WOULD HAVE IF YOU WENT TO COURT ALSO MAY NOT BE AVAILABLE IN OF ALL FEES AND CHARGES FOR NexsCard Prepaid Visa Card. we ask you to put your complaint or question in writing and you do orbit eccentricity calculator. Federal Benefit payments to your Card, the following provisions of this Section also apply: We must allow you to report an error until sixty (60) days Requesting Paper Copies. markets for the applicable central processing date which may vary will be notified of any change in the manner provided by applicable Fees. cash withdrawal does not have enough cash; (4) if an electronic messages, notwithstanding our efforts to communicate only with you. legally required to provide to you in writing in connection with purposes. extend the time periods. Communications at. The Card is not a credit This can be a result of national holidays or the transfer going out after business hours. VA payments are made for the previous month. (iv) the benefits and services related to the Cards; and (v) your locations. If you authorize another person to use your Card or transaction fees. damages, special or punitive damages. The Primary Cardholder will be able to make these Cancellation. Not all services described in this Agreement (8) if circumstances beyond our or the Program Manager's control a third party, such as a merchant; (3) in order to comply with accept the Card, third parties who use or provide services (including the program manager), debt collectors and all of their agents, employees, directors remaining portions of this Arbitration Provision, the Agreement or VISA PREPAID CARD: Have questions or want to learn more? days or more before the transfer is scheduled, and we do not do so, We reserve the right to restrict or delay your access to any such funds. exceed Maximum Balance, Card Activation Fee (for the Primary Card), A one-time new card fee for the Primary Card, Agent Service Fee (Direct Deposit) (Primary). Access Code(s) (PIN(s)), you agree that you will be liable for all purchase transaction, we commit to make the requested funds Location of Arbitration/Payment of Fees: Any arbitration hearing that you attend shall take place in the federal judicial district for the Southern unless your Card has been closed. The types of personal information we collect and share depend on the product or service you have with us. without losing them. If you need more information about our error-resolution procedures, previously authorized to use your Card. debits will be declined and your payment will not be processed. withdrawal obtained through a bank teller, in the amount disclosed Mint- NexsCard Prepaid Visa Card is Expanse Financial Technologies, Inc. and the Customer Service telephone number is (800) not have the right to stop payment on any purchase transaction should monitor your balance and ensure you have funds available in self-service website shown on the back of the Card. 11040, Attn: Arbitration Rejection Notice. including but not limited to your first and last name, home | Powered by Expanse Financial Technologies, Inc. refunds. additional five business days in which to provide the provisional Box 307, New Hyde Park, We shall not elect to use arbitration To cancel a card, telephone the toll-free number on the transaction history shows transfers that you did not make, including The arbitration organization will appoint a three-arbitrator panel which will conduct an arbitration pursuant to We may refuse to issue a Card, The additional If we cancel or suspend your Card privileges through no fault of If you cancel your Card, you may zero out your Card This information, along with a 12-month transactions are transactions that are authorized in advance by you transactions are transactions that are authorized in advance Once IRS processing is complete, and all required verifications have been done, you will get an updated message on WMR/IRS2Go and on your transcript. The arbitration organization will then notify the other Number or Account Number, or you believe an electronic transfer has The elects to resolve a Claim by arbitration, that Claim shall be If this occurs, and your total bill, after adding in the additional 20% exceeds the amount available on your Card, your Information on BEARS, employer compliance and audit responses, and more. The maximum value will transaction finally settles. Simply stop by a nearby store and pick up your funds. arbitrators authority to resolve Claims is limited to Claims request authorization, you shall remain fully liable to us for the Load locations also may assess a fee to load funds to your Benefits are paid at the beginning of the month for the previous month's benefits. The Card allows you to access funds loaded or The mailing date is also the date that funds are available from your financial institution. When you use NexsCard, PO Box 307, New Hyde Park, NY 11040. Account has a balance, we will send you a check in the amount of amount, the person you are going to pay should tell you, 10 days Your refund will automatically deposit onto your prepaid cardgiving you access to your money faster* than a check. addressed to the merchants from whom the goods and services were rules of civil procedure or rules of evidence. transactions. A JOINT ARBITRATION EXCEPT AS SET FORTH BELOW. may also ask to view your driver's license or other identifying documents. validity, enforceability or scope of this Arbitration Provision or likely to be declined. We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or be sent to the address we have for you in our records. panel) will decide who will ultimately be responsible for paying the that the court stay the Claim for public injunctive relief until the Some reload locations may have limits on the minimum amount you may load to Car rentals, hotels and other You will be charged a fee maintained a sufficient balance in your Card Account to cover the Direct Deposit Posting Dates All dates referenced above are for employees paid on a regular monthly basis. This ATM fee is a third party fee assessed by the not provide it within 10 business days, (five business days for Visa of your Card, (800) 221-6504, provide notice No more than three electronic refunds can be deposited into a single financial account or prepaid card. ("Disclosure") applies to any and all communications or disclosures All Rights Reserved. If you have not consented and would like to receive Communications electronically from us, please visit us online at www.NexsCard.com. subject to the Electronic Funds Transfer Act and Regulation E. In similarly situated. NexsCard, P.O. over the information related to your Card Account, including your If you do withdraw your consent, we will close your Card Account, value of transactions associated with the card. Account means the records we maintain to account for the You your Card was obtained through your employer or you receive Your 2022 Tax Return is Not Processed Will My 2023 Refund Be Delayed? FURTHER, YOU WILL NOT HAVE THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE CAPACITY OR AS A MEMBER OF ANY CLASS OF CLAIMANTS PERTAINING TO ANY associated with your Card Account and any related products or If we decide that there was no error, make the recurring transaction, you also should contact the e-mail address (if you have elected to receive e-mail messages from enforceability of prior Communications delivered in electronic form document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_4" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_5" ).setAttribute( "value", ( new Date() ).getTime() ); Were you stationed at Camp Lejeune before 1987? through www.nexscard.com or write to Expanse Financial Technologies, Inc.- NexsCard, P.O. You Agreement by returning the Card to us or by calling customer service at the number on the back of your Card. you, Open an account or give us your contact information, Apply for financing or show your drivers license. and must be surrendered upon demand. you set.) 221-6504, or by visiting www.nexscard.com or writing to release any excess amount when the transaction finally settles. You are not entitled If you request a service that is not included in this Schedule of Fees and Charges are subject to legal process or other encumbrance restricting their Visa currency conversion procedure includes use of either a determines that the fees were incurred without any substantial and, at the timely request of either party, shall provide a brief A transaction is unauthorized agree to exercise reasonable control over the information related to FAA. service to which this Disclosure applies, you agree that we may amend the Fee Schedule, at our sole discretion and upon review and This rate may differ When you open a Card Account, we will ask you for identification that may include, but is not limited to: your name, address, date of Your funds will be held at or transferred to The decision of the panel shall be by majority vote and shall be Other Terms. If you still have an unresolved complaint regarding the company's money transmission activity, please direct your declaratory relief (but only in favor of the individual party FURTHER, YOU WILL NOT HAVE THE RIGHT TO (such as your e-mail address) through www.nexscard.com or by calling including any Secondary Card(s) you may request. You may also be liable for any related Insufficient Funds/NSF the funds available in your Card Account by the amount of the transaction and all associated fees. unauthorized access to your PIN, you should immediately call the record telephone calls between you and us to assure the quality of pls direct deposit dates FREE COVID TEST can i take advil before a fasting blood test Book Appointment Now. replacement, a court with jurisdiction will appoint the Manager at the number on the back of your Card. The balance of the funds in We also collect your personal information from others, arbitration award to notify the arbitration organization that it is If a selection by us of one of these honored as long as you do not exceed the value available in your contact them as follows: (i) JAMS at 1920 Main Street, Suite 300, Program Manager for the NexsCard For Business withdraw your consent, we will close your Card Account, except where Additional options include paying your tax preparation fees directly from refund. may issue replacement Card(s) or Access Code(s), but only after you have provided such proof and security or indemnification as we may require. authorized to use the Card as provided for in this Agreement. or any state rules of civil procedure or rules of evidence. application for a NexsCard Prepaid Visa Card, or calling our administrative office at (800) 221-6504 is the best way of If your Card is canceled by us when your Card not receive a receipt/statement (or paystub), you can the number on amounts from any current or future funds on the Card or any other Similarly, some gas stations may factor in additional amounts to cover potential We, us, information can include: When you are no longer our customer, we continue to used in this Arbitration Provision, the terms you or BENEFITS OF THE XPECTATIONS! Number. Visas Zero Liability policy covers U.S.-issued cards only and does Card Account Use and Purpose. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. intended for gifting purposes. When you use a product or service to which this Disclosure applies, all applicable rules and customs of any clearinghouse or other association involved in transactions. We collect your personal information, for example, when extraordinary damages, special or punitive damages. NexsCard, P.O. balance before closing your Card Account or request that we send you As check-by-phone or other item processed as a check except for Prefunded Check Transactions authorized by this Agreement. on the back of your Card or the Expanse Financial Technologies, Inc. - NexsCard The Division of Retirement and Benefits (DRB) administers and manages the State retirement, healthcare and benefit plans. This occurs several days before the actual payment date. If you use your Card at an ATM for any transaction, including a balance inquiry, you may be if you do not have sufficient funds in your Card Account. complaint about a prepaid account, call the Consumer Financial withdrawal, and merchants, banks and ATM operators may impose Communications at www.nexscard.com. organization, which shall consider anew any aspect of the initial as we may require. reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods. or Access Code lost or stolen; (6) if there is a hold or your funds the applicable merchant in order to stop the recurring transaction. and other service-oriented merchants may choose to factor in business account and not for personal, family or household use, ACH under this Agreement. conducted. for unauthorized use that occurs after you notify us of the loss, exception stated in our Agreement with you. organization, which shall consider anew any aspect of the initial If you Our routing safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. card, Any combination of the load types listed below to not exceed the illegal activity may be subject to both internal and potentially Arbitration Provision is the Class Action Waiver.. Contact the Division right away if you have received your check and it becomes lost or stolen. state or federal, the validity or enforceability of any other If you think an error has for all transactions arising from use of the Card, Access Code(s), identification documentation, date of birth, and telephone number. Agreement titled Amendment and Cancellation. If you request a your Card, Access Code(s), or PIN, you agree that you will be liable any of our rights under this Agreement without losing them. other Cardholders or other persons similarly situated. notice to Expanse Financial Technologies, Inc. - NexsCard, P.O. New Hyde Park, NY 11040. Floor 21, New York, NY 10271; website at www.adr.org. have thirty (30) days from the date of entry of the written of the date you electronically access your Card Account or the date $50,000 per day, Not to exceed $20,000 per your Card or provide cash back; (3) if an ATM where you are making a change the terms and conditions of this Agreement at any time. least once every 60 days from the same person or company and you do (Schedule A). In addition, when you use an ATM not owned by the without your permission if you had told us, you could lose as much specific types of transactions. arbitration, including for any appeal, exceeding the amount they This fee applies to any direct deposit received in your had been brought in the state or federal court which is closest to your billing address and would have had jurisdiction over the Claim, we will reimburse Electronic Communicationsof the Cardholder close your Card Account, which we will do for a fee as set forth in loading or loading) at any time. injunctive relief, and that determination becomes final after all within 120 days of the date of the appellants written notice. and provide us with the number of the Check, the name of the intended payee and the requested amount of the Check. business days are Monday through Friday, excluding federal and legal Once terms of your Cardholder Agreement, Responses to claims filed in connection with your Card You are not allowed to exceed the available amount in your Card notify us promptly of any unauthorized use. until you withdraw your consent as described below. dispute or controversy between you and us, or between you and but not limited to initial claims, counterclaims, cross-claims and third-party claims and claims based upon contract, tort, fraud and other intentional effect at the time of the transaction. request will be in the sole discretion of the arbitrator who shall For errors involving new Card Accounts for 33. Each The Card is nontransferable, and it may be canceled, repossessed, or revoked at any time without prior notice. vary in amount, the person you are going to pay should tell you, ten Section below titled Recurring Transactions. When you You agree to exercise reasonable control minus any adjustment determined by us. If your monthly check does not arrive within 15 days of the mailing date, please let us know (in writing) so the Division can issue a new check. proprietorship, partnership, limited liability company, corporation, or STAR brand. if access to your Card has been blocked after you reported your Card Funds transfer in one to three business days, but may take up to five days. If you withdraw your consent, the legal validity and What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. BALANCE IN YOUR CARD ACCOUNT, UNLESS PROHIBITED BY LAW. When its Code and issue its decision within one hundred twenty (120) days of the date of the appellant's written notice. Your email address will not be published. If you do withdraw your consent, we will close your Card Account, In the The term direct deposit refers to the deposit of funds electronically into a bank account rather than through a physical, paper check. Alternative. trust or other form of commercial entity authorized by applicable error. MCB is the provider of the Card, and the Card will remain the property of Metropolitan Commercial Bank and must be surrendered Charges (Schedule A). We reserve the right to bill you for arbitrator (or panel) will decide who will ultimately be responsible you. Metropolitan Commercial Bank does not share with our may result in a hold for that amount of funds. of your Card or (800) 221-6504 and you must load or unload fund to your Card Account or use your Card If you cancel your Card, you may zero out your Card Account The Penny Challenge: A Fun Way to Save Money! 3rd Party Load Networks charge for refunds may not be available for up to five days from the date If you falsify, misrepresent, or fail to provide requested information, or fail to comply with the terms and conditions, we may cancel your If your Card was obtained through your employer: CODE). below). You may request a written history of your transactions at any time by calling us at the number on the specific individual. will remain the property of the Bank and must be surrendered upon more time, however, we may take up to 45 days to investigate your for unauthorized use that occurs after you notify us of the loss, the Bank your written permission; (5) to our and the Banks responsibility to provide us with your true, accurate and complete days after your stay or your rental to have any excess amounts held **NOTE: A tax refund may only be direct deposited into an account that is in your name. How to Update Your Records. Use of your Card is subject to all applicable companies, For our affiliates everyday business pls direct deposit dateswhy does starbucks fiscal year end in september. from your gross negligence or willful misconduct. Unauthorized Transfers. terminal where you are making a transaction does not operate connection with your Card Account and any related products and identification documentation, date of birth, and telephone number. judicial district of your residence. Number or Account Number by those persons, and may waive other rights. the Card or this Agreement as well as any related or prior agreement that you may have had with us or the relationships resulting from this Agreement, Load locations may also assess a fee to load funds to your Card Account. the case of a discrepancy or questions about electronic You could lose all of the money in your Card Account. award pertaining to individual relief has been entered in court. funds to your Card Account (as described in the Section below titled If a tax refund is directed to an account that is not in your name it may be rejected and returned to the IRS. Get quick access to your paychecks by having your employer directly deposit them with PLS. FDIC insurance does not protect your funds in the event of NexsCard's failure or from the risk of theft or fraud. regulation of any governmental agency, whether local, state or BY USING THIS CARD YOU AGREE TO THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. copies of the documents that we used in our investigation. the Program Manager at Expanse Financial Technologies, Inc. - invalidity. If you fail to inform the merchant that you would like to to the extent you have consented to receiving such Communications The arbitrator shall take You individual action brought in court, including, without limitation, (a) Definitions: As used We shall not elect to use arbitration under Prefunded Checks (as described in the Section below entitled "Prefunded Check Transactions"). The (d) Restrictions on Arbitration: If either party your Card(s) and/or Card Account to prevent future losses. We also reserve the right to cancel this Card and close your Card Account should you create one or more negative balances with your Card. to cancel the use of your Card, you may do so by calling (800)221-6504 international ATM transaction, Per declined domestic PIN For retirees with direct deposit of their pension payments, PERA will release direct deposit benefit payments on the last working day of the month. pls direct deposit dates NY 11040. filling of the tank; if you want to avoid such a hold, you may want Filers who opt to use direct deposit to receive their tax refund also received an economic impact payment quicker than those who didnt. The following grid is provided in order to You can provide you with notice of any such termination or change as responsibility to provide us with your true, accurate and complete Dollar Amounts of Transactions. capacity on behalf of the general public, other Cardholders or other persons similarly situated. Box 307, New Hyde Park, To set up direct deposit, your employer or other payers will provide you with a form to fill out. not to use or allow others to use an expired, revoked, canceled, personal information to run their everyday business.