It is recommended to send a registered letter. I do not need my wages being garnished and I dont even believe the debt they are coming after me for is even correct. We have not received any paperwork since. This is not legal advice. Most of these complaints relate to harassment, inaccurate reporting and failure to verify debt. NMLS Consumer Access Licenses and Disclosures. Your next step is time sensitive. They are completely legitimate and have been successful in many debt collection lawsuits in the past. ","name":"Any Settlement Agreement Should be in Writing"}]}, Call Now for a Free Case Evaluation Clearwater: (727) 538-4188 | Tampa: (813) 225-3111, 2561 Nursery Road, Ste AClearwater, FL 33764, We are a debt relief agency. Can you remove Rausch Sturm from your credit report? This is illegal and fraud and scam people all over the states. However, if you are determined to go it alone, you are generally better talking to the opposing firm than doing nothing (*this is a generalization; each situation is different). Depending on the merits of your case, negotiation may be the next best step. Rausch Sturm is based in Wisconsin and maintains offices across the United States according to Glassdoor . Whos with me? Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request that all Rausch Sturm communication is via U.S. Mail. I did some research and I believe that this company is acquiring old debts and then reselling them and then trying to sue people to pay. They did not send anything to me with my name or signature that I applied for or had a contract with Discover Bank. When I googled the address it shows nothing there, when I googled the his name it said he was from Omaha, when I called the phone number on the garnishment 866-456-3744 it comes up Rausch Sturm. Portfolio R. Went after anything they could get from he r but they cant collect from her on public assistance so they garnished MY wages. I have a minor child I am responsible for and they just took the only $500 we have. Our writers and editors follow strict editorial standards and operate independently from our advertisers and affiliates. The FinanceJar Team is a group of financial experts, writers, and industry professionals who collaborate to bring you fresh and simple insights into your finances. Find out if we can help you too today! Any info would be very much welcomed. I gave them file # she left, they looked in they data and called out last 4 of my SS, and referred to me by my maiden name. Please enter a valid email adress, Your phone Whats your phone number? However, they do provide many links to consumer resources, including sites with financial tools such as Credit Karma; the three national credit reporting agencies; and enforcement agencies such as the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). You may have entries on your credit report dragging down your score. RSIEH is listed as a law firm and collection agency. Call (800) 220-0084 Who is RSIEH? Consumers have sued Rausch Sturm a number of times for claims of improper collection practices. It's best to avoid speaking to a collection agency on the phone. They know what range original creditors and collection agencies have accepted for payments in the past. They did request that I make payments of $313.39 per month for one year, but that was to high for me to make at the time. Rausch Sturm, LLP is one of the largest collection firms in Florida. However, there are various reasons that you may not owe Rausch Sturm or the original creditor money. Also serving St. Petersburg, FL, Palm Harbor, FL, Dunedin, FL, and Pinellas County, FL:Clearwater, Largo, Pinellas park, Dunedin, Palm Harbor, Chapter 7 Bankruptcy Lawyer Tampa FL |Chapter 13 Bankruptcy Lawyer Tampa, FL |Bankruptcy Lawyer Tampa, FL | Debt Collection Lawyer Tampa, FL | Foreclosure Defense Lawyer Tampa, FL | Wage Garnishment Lawyer Tampa, FL | Bankruptcy Lawyer Clearwater, FL | Debt Harassment Lawyer Tampa FL | Debt Relief Clearwater, FL | Debt Consolidation Clearwater, FL | Resources | Accessibility, 5 Steps to Handling a Lawsuit by Rausch Sturm, any claims up to $8,000 are in Small Claims, up to $30,000 are in county court, and anything more is in circuit court. Unfortunately, most collection accounts will stay on your credit report for 7 years after your first missed payment. I am most grateful., I did not realize Id be getting any money from this wretched affair. The best approach is to check your state attorney generals website and email their office if the information youre looking for isnt available online. Learn more about how we make money. Their name does not show up in my checking account when they extract our money. For example, a search of the federal court PACER systemreflects 3 cases in federal court where Rausch Sturm was listed as a defendant (as of 06/22/2021). >>Learn more:Learn how todispute a credit report. They have been contacted every 1 to 3 days for 75 days by the title company to obtain a payoff. If this is the case, you can send Rausch Sturm a letter telling them to stop contacting you. The links to our partners are always clearly marked. Once contacted, you have 30 days to validate the debt, so act quickly. I have even contacted the original creditor as of XX/XX/XXXX and they have no record of this supposed debt. My supposed credit limit (per all the credit bureaus) was $10,000.00 (what credit card would give that kind of limit? Thats the only way that we make money. Timing chain failure, crankshaft and oil leaking in pistons. In small claims cases, a defendant is required to attend a hearing early on called a case management conference; whereas in county court and circuit court, the defendant has 20-days to file a written response from the day the lawsuit papers are served. If you click on one of those links, we get paid. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. I have one bill to pay off. Negotiate debts with Rausch Sturm by yourself or use a professional debt settlement company. You have the right to do this under the FDCPA, so a debt collection agency must comply, but you must make the request within 30 days of your first contact with it. Dated: February 17, 2023. Note that Rausch Sturm should have sent you a debt validation letter proving you owe the debt first, as its required by law. For example, in a 2021 class action filed in California, the consumer Plaintiff claimed that Rausch Sturm misrepresented the legal right to file suits against that consumer in California when the attorney signing the threatening letter was not licensed to practice law in the State of California. Management sucks Blind leading the blind No real training No bonus The goal is outrageous. Stop Rausch Sturm LLC from debt collection harassment. Rausch, Sturm, Israel, Enerson & Hornik, LLC is a national collection law firm with several satellite office in Texas. Next, review the records from the case. The coworkers are fun and makes the job enjoyable. Verify that you owe the debt, that the company does not harass you, and that you have the right tools to settle your debt. Also, I looked up the lawyer listed on the docket, Fallon Hamilton and she stopped working for them in 2018. Brookfield, WI 53005 Before signing up, you can get a free consultation with a customer service representative. Rausch Sturm LLP is a law firm that provides debt collection services for commercial lenders, debt buyers, and telecommunications and utility companies. Man that answered told me I had already had judgment filed against me, I called my courts they have nothing !! The strategies above can help you remove these collection accounts and get your credit score back on track. Here is a couple of example of complaints: Took or threatened to take negative or legal action. Rausch Sturm represents many original creditors. Whats more, if your dispute is sent to an arbitrator, then you may give up your right to take Rausch Sturm to court. However, they previously operated under the name Rausch, Sturm, Israel, Enerson, & Hornik, LLC. Here are three tips: Be calm, clear, and convincing. Their job is to get you to pay. If Rausch Sturm has sued you, they most likely represent a creditor who claims you owe that creditor a debt. Rausch Sturm is a law firm and debt collection agency that works for companies in various industries. To make a formal request, send Rausch Sturm a debt validation letter, preferably via certified mail. Its a good idea to familiarize yourself with these laws so that you can take action against Rausch Sturm if they do something illegal. Of people holding student debt, approximately 10% had student loans in collections. In that role, we have worked with our client's customers to resolve financial setbacks to get both parties back on the right track. trying to settle with Rausch and STerm and they will not work with me. If Rausch Sturm has sued you, they most likely represent a creditor who claims you owe that creditor a debt. For the past 40 years, our firm has represented financial institutions and creditors. However, they upheld the plaintiffs claim that Rausch Sturms actions constituted an actionable cause under FDCPA provision 1692g(b). Especially if you have large amounts of debt, it is possible to use a professional debt negotiation company. You have rights under the Fair Debt Collection Practices Act that prohibit debt collectors from harassing you. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. In the meantime, you are welcome to call us right away at 855-301-2100. Use this credit dispute letter template to file a dispute about Rausch Sturm directly with any of the credit bureaus. This may affect the products and services that we showcase in our articles and how we place and order them. Lots 81-82 Street C Are they real or a scam? The national Auto/Retail debt delinquency rate was 4%. Your best move at this point is to simply pay the debt. Rude and in professional! Towed one time. Dorado, PR 00646, Metro Office Park Fast forward to July 2020 I received a default judgment and I am terrified that I am being forced in a situation I cant afford. Interest so high I cant pay so fast. What can I do? It is helpful if you convince them that you are in a hardship. If you are calling my office to serve me, clearly you have the address why would you call first, just swing on by. To find out which credit bureaus you need to send the letter to, request your free credit report from each of the major credit bureaus (Experian, Equifax, and TransUnion) at AnnualCreditReport.com. This doesnt seem right as I have no clue who owns the debt. I got a collection letter from them in Feb 2020 and April 2020 I was experiencing hardship financially and was wanting to negotiate with them. What is Rausch Sturm? Debt Collector $19.06 per hour Attorney $52,061 per year Legal Document Reviewer $22.43 per hour Customer Service Call Center Representative $17.60 per hour Account Resolution Specialist $18.84 per hour Customer Service Representative $17.87 per hour Administrative Assistance Legal Secretary $16.31 per hour Mailroom Clerk $14.68 per hour If you have been contacted by RSIEH, understand your rights before taking action. Legally, theyll have to abide by that. They said i owed $20,000 now since i have not been working they are saying I still owe $15,737 my question is what happened to that money they garnished from my check last couple of years???